Car accidents can be devastating, often resulting in severe injuries and emotional trauma. If you’ve been injured in a car accident, the dedicated and experienced team at MST Law is here to navigate the complexities of Illinois law and secure the compensation you deserve.
Car accidents occur when vehicles collide due to driver negligence, mechanical failure, or other factors. These incidents frequently lead to serious injuries because vehicle occupants face various risks even with the protection of seatbelts and airbags. Common causes for car accidents include distracted driving, speeding, failure to yield, and impaired driving.
Illinois follows a modified comparative-fault rule, meaning you can recover damages as long as you are not more than 50% at fault for the accident. However, if you are partially at fault, your compensation will be reduced by your percentage of fault.
If the accident was caused by an insured driver, you may be entitled to recover up to the policy limit of the at-fault driver’s insurance policy. In hit-and-run scenarios where the driver is unidentified, you may seek relief through your insurance policy’s uninsured motorist coverage.
If the at-fault driver’s insurance is insufficient to cover your damages, you may recover additional compensation through underinsured motorist coverage. For example, if the at-fault driver’s policy covers $25,000 and your policy is $100,000, you may recover the remaining $75,000 after exhausting the at-fault driver’s coverage.
Your policy may also include Medical Payments (MedPay) coverage for immediate medical expenses regardless of fault. MedPay usually requires reimbursement if you recover from the at-fault driver’s policy.
Your insurance policy may also contain a provision for Medical Payments (commonly referred to as “MedPay”), which can be used to offset medical expenses incurred in a vehicle accident, regardless of fault. However, MedPay must generally be reimbursed if there is a recovery from an at-fault driver’s policy.
Though the at-fault driver is often presumed solely responsible, other parties may share liability. For example:
At MST Law, we bring extensive experience and a client-centered approach to personal injury cases. We offer:
Illinois law imposes a two-year statute of limitations to file a personal injury claim following a car accident. Delays in filing can jeopardize your right to recover compensation. Therefore, contacting an attorney as soon as possible is crucial to protect your claim.
Failure to retain an attorney as soon as possible after an accident could impact your right to recovery and/or reduce the value of your case. Our attorneys and/or staff speak Urdu, Arabic, Spanish, Polish, Ukrainian and Russian. Contact Mohammed, Shamaileh & Tabahi, LLC if you or a loved one has been injured in a car accident.